Condo Insurance

Condo Insurance Quotes

Condo Insurance

Are you the co-owner and perhaps the administrator of your co-ownership? It is important to take an interest in the question of insurance since it is used to protect you against the significant financial consequences of a disaster and therefore to protect your assets.

In all cases, it is a shared responsibility between all the co-owners and the syndicate, whether to insure themselves adequately or to claim in the event of a claim.
2 insurance contracts apply in co-ownership
The co-owner's insurance for his co-ownership unit;
Condominium Insurance Syndicate, which is a business insurance contract.

Is it compulsory to have condominium insurance?
All co-owners and syndicate are required, under the Civil Code, to have civil liability insurance coverage.
The syndicate is also required to insure the building against the usual risks such as fire and vandalism.
The declaration of co-ownership may also oblige the co-owner to take out certain insurances. Before insuring your condominium unit, it is therefore important to read it.

Types of protection

You generally have the choice between these two types of contract for your co-ownership insurance:

The Specified Risks formula covers your property against certain risks specified in the contract as well as your civil liability.
The All Risks formula protects your goods against all risks, except those expressly excluded from the contract. It also covers your civil liability. This choice will cost more, but you will have better protection.

Are you ready for the next step?

Who is insured by your contract?

In addition to you and your spouse, your policy covers the following people:

Dependent students

Dependent students, even if they reside outside the main residence

All adults

All adults in your care

Young people

Young people under the age of 18 in your care who live with you

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