Car Insurance

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Car Insurance

The Automobile Insurance Act in Quebec requires you to have at least $50,000 in liability insurance. It protects you from:

Damage to your vehicle during a collision in Québec for which you are not responsible; Property damage and bodily injury when an accident for which you are responsible occurs outside Québec; Property damage caused to others for which you are responsible.

However, it is advisable to choose an amount of $1,000,000 in liability insurance. If you cause damage to others, or if you drive outside Quebec, you will be better protected. This amount is available for only a few dollars more.

Types of Covers

This insurance offers following types coverages

Collision and rollover.

This coverage covers damage resulting from a collision if you are responsible for the accident.

All except collision or rollover.

This protection covers, among other things, theft of your vehicle, windshield breakage, fire, vandalism, wind, hail and water. It also Includes damages resulting from a collision with people or animals.

"All risks" guarantee.

This protection includes the 2 previous types of protections. Guarantee against specific risks. It is a limited protection. It covers certain specific risks, including fire and theft (See the insurance contract for vehicles).


The contract also allows you to add additional protections to your contract called endorsements. One of the most popular is the replacement value endorsement.

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At We Talk Insurance, we guide you to the perfect insurance plan, knowing its long-term effects on your business. With seasoned brokers, we prioritize experience to ensure:


Personalized Customer Service

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